As a means of payment in international exchange must have three: can pay, availability and can change. Generally speaking, foreign currency or refers to foreign currency debt for international settlement of all sorts of means of payment. The concept of foreign exchange with dual meanings, which are dynamic and static. Read the introduction of foreign exchange, the dynamic is a national refers to the currencies into a national currencies with external debts to the international relations between the creditor's rights and liabilities of a kind of special activities. It is international exchange (ForeignExchange). The foreign exchange, refers to the static concept of foreign currency can be used between international settlement of payment. This means that in foreign currency of credit includes tools and securities, such as: the bank deposit, commercial bank cheque, bank draft, KuQuan, foreign governments and the process of securities, etc. The international monetary fund: the explanation of "foreign exchange administration is poor currency (central bank monetary management institution, foreign exchange, leveling fund and Treasury) to bank deposits, Treasury bonds, the process of the form of government bonds in international payments and retain the creditor may be used in deficit. In January 1997 in accordance with the foreign exchange administration of modified awarded the regulations on foreign exchange, refers to the following: in the foreign currency can be used as the means of payment in international debts and assets: (a) foreign currency notes and coi, including, (2) instrument, including foreign currency voucher, bank deposit voucher, corporate bonds and stocks, etc. (3) foreign securities, including government bonds, corporate bonds and shares, (4) special anti-poverty currency withdrawals only, Europe, (5) other foreign currency assets. People often say exchange, are generally the static sense. The classification of foreign exchange Many foreign exchange, according to the classification of the free convertibility, whether can be divided into freedom and bookkeeping currency, According to its source and use, can be divided into foreign currency and trade non-tradable, According to the sale of the delivery period, can be divided into the spot foreign exchange and forward exchange. Foreign Banks in China, but also to distinguish foreign exchange remittance and often cash. Foreign currency notes and coi refers to foreign banknotes. Foreign currency notes into mainly by overseas. Foreign exchange refers to the entity in the currency of the country in the local bank deposit account free exchange. So-called free exchange, refers to the international financial markets can freely traded, widely used in international settlement in international, and can be admitted into other countries can freely convertible currency exchange. Foreign exchange remitted abroad, mainly by the outside or by mail, by the foreign currency notes, bank deposit collections, after receipt. The subject of foreign currency conversion, only for the issuance of the native country of bank savings account deposit money, namely, can actually after remittance of foreign international settlement. Foreign banknotes are not necessarily exchange. Foreign exchange, money is called the first to see it can freely convertible, or whether this money back to its state, backflow and can not restricted to deposit a commercial bank's any ordinary account.
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