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However, David Ward, MP Liberal Democrat Bradford is described Tuesday a bill that would impose an obligation on the Financial Services Authority to remain cheques in use until the other options are in place.

Mr. Ward said: "I am delighted to have this opportunity to bring the issue to the attention of the people." It is a point-up by the banking sector, who fled every opportunity to modernize the system and will now be major winners of its abolition YH ' hopes that this Bill will oblige banks to listen to the concerns that many people have about this decision.?

However, Paul Smee, Chief Executive of payments, the Board stated: "we do not believe that the legislation to force the banks to hold the cheque is required." Payments Council has set a date deadline for closing the cheque clearing in years eight, but we'll just be going ahead with this date if we were able to ensure that alternatives have been identified, are accessible and are used.

Payments Council figures show that every day of the second quarter of 2010, average cheque least 290,000 were written the previous year. You can join the campaign "Save Our cheque" in signing the petition on the Web from David Ward at www.davidward4bradford.org.uk .Milliards books will be spent online at the approach of Christmas, but beware of the fraudsters tent to catch unwary buyers.

According to research by comparison shopping site Kelkoo, online at ￡ 11. 5bn will be spent by internet shoppers in the UK, holiday period compared to ￡ 8. 96bn in 2009 and ￡ 7. 23bn in 2008.Richard stables, the Chief Executive to Kelkoo, stated: "the United Kingdom Internet sales are set to be bigger than ever this Christmas, with record amounts of consumer spending.

But before you connect and start shopping, make sure that you protect yourself does ' don't forget is safer with a debit card with a credit card to make purchases online.This is because, under article 75 of the Act for consumption, 1974, credit your card provider is jointly and severally liable with the supplier for purchases make you costs between ￡ 100 and up to ￡ 30,000.

This means that if, for example, the online store you buy of going bankrupt until your goods are delivered and cannot repay you, your credit card provider will be responsible for your costs.

You must also use online safety systems as Verified by Visa and MasterCard SecureCode, designed to provide additional protection for consumers when shopping in ligne.Vous can be invited to register at these participating when shopping online with a retailer, or you can subscribe to the website of your bank.

When you register for verified by Visa, you configure a personal message that only you know your bank.Then you will be prompted by your card issuer to type a password whenever you make a purchase.

Similarly, with MasterCard SecureCode, you will need to enter the SecureCode you created whenever you purchase at a participating retailer.This will be confirmed by your card issuer until you can complete your purchase.

These security systems are sometimes targeted by fraudsters who have implemented similar research aimed at encouraging displays information deliver them you banking personnelles.Faux screens, however, show the personal message so that the screen security that you're seeing is unlikely to be true and you must notify your bank immediately.

A spokesman for Barclays said: "we found that this type of fraud is very rare.Dans all cases, we offer a guarantee of fraud, so that if any of our customers becomes an innocent victim, we refund losses."

Verified by Visa and MasterCard SecureCode never send you an email asking you to update your contact information.If you get one of these emails, it is a scam and you must report it to your card - issuer telephone number is on the back of your card for payment.

If you tend to shop for a range of online sites, if ensure that you use different passwords that you register for one and not use the same password for a store like you for your email address.

Please enter your information on a page of payment credit card if you are sure that the page is protected .the ' address should begin "https" rather than "http" to indicate that you are on a secure page and the information that you enter is protected from third-party parties.Vérifiez also lock in your navigateur.Ne symbol not be satisfied by a padlock on the page image as any Web site developer could add an image of one, it must be in your browser.

Watch our shadow sites as haute.Vérifiez Web site name is correct in address when cases of doubt, bar street stores call store first to confirm that you are using the correct Web address.

Be careful, too, so dealing with Web sites that allow you to buy directly from tiers.Vérifiez if there is a system of notation, where you can see the comments of other buyers and buy only vendors who offer direct contact information.

Keep a printout of the orders and notes when you expect commodity livrer.écrire address and telephone number of the site you achetezévitez stores that have only an e-mail address.

Not fall for the transactions that were too good air be vrai.Lire small print or click on the links describing the purchase agreement.

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