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The Transportation Department organizes this week after AA revealed that premiums increasing by 40pc record last year, but I can already tell them what they will find a "short survey.

Regular motorists are tentatively handed hundreds of pounds per year to pay for millions of uninsured drivers, whiplash false claims and a culture of "accident claims" disastrous which makes it almost impossible to obtain insurance to all the parts of Britain.

The answer is "short inquiry" but a complete change in the laws that allow rogue drivers to flourish and injury lawyers to redeem. To give you an idea of the magnitude of the problem, the Motor Insurers' Bureau believes that it y 1.7 million drivers uninsured on Britain's roads, gives us one of the worst levels of uninsured driving in Western Europe.

Uninsured drivers cost each of us ￡ 30 a year in insurance automobile and, more importantly, they are a huge security risk.Approximately 160 people are killed by unidentified, and insured drivers each year, and 23 000 are injured.

It is shocking that average for an uninsured driver penalty is an insulting ￡ 200 fine and six points penalty on driver's licence.Prosecution rarely happens and impounded uninsured cars, it is almost always less expensive to author buy another dangerous old detonators and continue to lead illégalement.Il there was little incentive pilot non-insured to "go" simple

Your astronomical car insurance premium is payable for millions of requests for whiplash.According to the report of the Association of British insurers address whiplash, 20pc of what you pay for each year is spent on requests for whiplash, one medium ￡ 66 in accordance with the report found that in most cases boost stratégie.Le cervical symptoms last only for a few days, with occasional one smacks duration of a few months.

Whiplash establishments can if run thousands of books, and given that inextricable lawyers, toll-free encourage everyone to claim it, insurers agreed that it is cheaper to pay rather than to fight each case before the courts.

Many of these claims of whiplash not even come from actual accidents.A recent survey of moneysupermarket.com has indicated that older drivers aged less than 35 5MC had staged an accident to frauduleuse.Vous insurance claim pay for them, too and thriving culture of lawyers who assist them.

It is hoped that Lord Young, made by the Government to crack down on compensation for Britain's culture will be able to help, but it will take more than a few days of proof of car insurance providers to tackle this problème.Les surrounding the motoring laws allow the crime of prosper, and we do pay for, not only with our car insurance premiums, but with our lives.

Secret ingredients of Terry

I wish that I knew exactly what Terry Smith invest dans.Emma Wall reports in our history to lead this week, his new Fundsmith is all about collecting trademarks garniront and then sat serrée.Mais he does not tell us what these brands.

Many people might be impressed by launching a Fund in a week when the FTSE hit a two-and-a-half year high, but Terry is not.

"We will only invest in companies that have attractive assessments, high barriers to entry and are extremely resistant", he said .Terry, make it you sound so easy.

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