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"Millions of British are likely to be seriously underprepared and on the back foot should they need available to the State, said Susan Barclay of Scottish provident, who conducted the research." "It is clear that people need to take action themselves to build a financial safety net security should the worst happen.

With this in mind, here are our guide would be available if you have lost your job tomorrow's Government safety nets.

New recipients of unemployment benefits may be shocked by very little that they Scottish provident re?oivent.Recherche showed that one in seven people were aware of the benefits of State level did not suffice to live.

To be eligible for jobseeker allowance (JSA), you should ask working, age 18 and State retirement age less than 16 hours per week working and living in the United Kingdom.

If you've recently lost your job, you're probably JSA begin by focusing on the contribution that depends on how much you paid contributions for the years insurance tax both. Your income and savings are not taken into account with this type of JSA, but it is only payable to a maximum of six months.The more you receive is of ￡ 65.45 per week if you are more than 25 years, or ￡ 51.71 if you are aged 16 to 24.

If you cannot find work in the six month period, you can be established based on the revenu.Cela JSA is paid until you find a job and you'll get less if you have savings of more than ￡ 6,000. If you have savings of more than ￡ 16,000 you probably get nothing.If your partner is more than 24 working hours per week you do qualify and if he or she worked fewer can affect what you get.

If you are not eligible for income-based JSA, the maximum that you can get is ￡ 51.71 as a single person or ￡ 102.75 if two of you are their only travail.Un aged parents over 18 years of age was able to obtain as much as 65.45 ￡ per week.

JSA to claim you must go to an interview with the Jobcentre.After that, the JSA is paid every two weeks from your account bancaire.Continuer to obtain the benefit, you will participate in interviews every fifteen days. For more details call Jobcentre Plus 0800 055 6688.

Is - this useful? Up to ￡ 65.45 per week.

If you're their work and savings of ￡ 16,000, you will get your tax paid by entier.Ceci applies whether you rent or own or even if you are still earning a low revenu.Vous can apply for Council tax with the application for the job-seeker allowance benefits.

Is - this useful? An average of ￡ 27 per week.

Although the tax credits are cut off, you may be eligible if you have dependent children and are of their work. For 2010 - 2011, you can get credit if you are earning up to ￡ 50,000. All eligible applicants to obtain a fundamental element of family ￡ 545 per year, while if you have a baby in a single you would get a further ￡ 545 (Mr. Osborne is this phasing out).Further, you can obtain child maximum amount is ￡ 2300, although this is set to increase. To find out if you qualify, complete the quick survey DirectGov Web site.

Is - this useful?￡ 99 per week for a family with two children one.

If you rent and the economies of less than ￡ 16,000, you may be admissible.Si you live with a partner, only one of you can claim.If you are single and less 25, you can get it for only one ai or shared a room in a housing.This threshold age rise 35 after the expenditure review.If you are a private tenant, housing benefit is calculated localement.Tarifs local housing allowance are set for different types of accommodation in each region.For example, if you have the right to rent a house in three bedrooms in Cambridge you receive ￡ 182.96 per week for the delivery of housing.For an apartment of a house in Derby, you would receive ￡ 86.30 by semaine.Si your rent is lower than the rate of local housing allowance, you may continue any advantage excess up to ￡ 15 per week.If your rent is higher, you have to pay the différence.Faire a claim you must telephone of the Department of housing tax benefits and the Council of your local Council.

Is - this useful?￡ 183 per week for a three?bedroomed Cambridge House.

If you own a House and will strive to pay your mortgage, Mr. Osborne has announced this week continued help for homeowners mortgage interest.

Support for mortgage interest (SMI) covers eligible interest on mortgages, payments if you receive ch?mage.Vous allowances must either wait for 13 weeks before you ask, and you can ask for two years of a mortgage interest of up to ￡ 200,000 .the support covers 3 63pc interest and income is taken into compte.En effect, if the partner WINS ￡ 5,000 or more, the couple are not eligible.

SMI is normally paid directly to your prêteur.Certains owners may be lower than that used to calculate the SMI, so that they receive IMS nécessaire.Ces payments can only be credited to their account mortgage interest rates.

If you fear of restitution, there is a system managed mortgage rescue councils locaux.Certains households will get a loan in the municipality of fairness, while others are assistance plan "mortgage to rent", whereby a local housing association buys their property and leases it to them.

Is - this useful?Up to ￡ 140 per week (interest on a mortgage of ￡ 200,000).

If you are concerned about the redundancy, you could take unemployment insurance, even if you are working in the service income publique.Un seeking 1 000 ￡ 30 years a month would pay ￡ 27 months to insure against unemployment or ￡ 29.70 to ensure against unemployment, accidents and illness.

These policies pay after 30 days of unemployment continue.Paiements monthly may continue for a year.

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