Antonio Horta-Osorio profile: the banker who swims with sharks and had a good recession

Mr. Horta-Os?rio, who is married and has three children, began his career at the Citibank Portugal where he was responsible for the capital markets.

46 Years old, a veteran of 850 scuba dives - 100 of them "shark dives" Santander UK Executive Director since 2006.


In the last few years he has swallowed Alliance & Leicester for £ 1. 26bn, Bradford & Bingley £ 21bn savings book and 197 branches to 612 million from £ 318 branches of the Royal Bank of Scotland, adding them to the Abbey, the British Bank belonging to Santander.


Mr. Horta-Osório, who is married and has three children, began his career at the Citibank Portugal where he was responsible for the capital markets.


He then worked for Goldman Sachs in New York and London before joining Grupo Santander as Chief Executive of the Banco Santander de Negocios Portugal in 1993.


Bankers as public enemy number one in the wake of the financial crisis, he says: "I would say bankers are being impliquées.Je would say that it has as an industry work hard to improve its credibility."


However, there is no Jonas and does not believe that the UK financial sector is dying.


"The financial sector is an advantage competitive key of the British economy, this should be encouraged and nurtured by the authorities", he said in an interview last year.


"I think the United Kingdom has all conditions to become even stronger from this crisis on a relative basis and will continue to be an advantage competitive key fleet economy does not mean errors do not have to be corrected."


In June 2009 he was appointed non-Executive Director of the Court of the Bank of England.


Mr. Horta-Osório, who is also Executive Vice President of the Santander group and member of its Management Committee, has a degree in management and trade at the Portuguese Catholic University, an MBA from INSEAD and completed a program advanced management of the Harvard Business School.


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